| The Meaning of an Insurance Binder |
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| A binder in the insurance industry is a temporary agreement of the insurance company to provide coverage while it seeks to issue a policy based upon the representations made in the application for insurance. The binder may be issued by an insurance agent or an insurance company. More... |
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| The Appraisal Clause in Insurance Policies |
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| Fire insurance and many other kinds of insurance policies contain appraisal clauses. Such clauses are included in form fire insurance policies required by state insurance regulators and are included in various other policy forms covering losses to property. More... |
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| Types of Disability Coverage in Life and Health Insurance |
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| The definition of "disability" is subjective because some people can work without complaint with a condition that would disable and incapacitate others. A typical life and health insurance policy may define disability insurance as including insurance related to injury, disablement, or death resulting to the insured from accidents or sickness.
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| Insurance Law> General Liability Insurance> Motor Vehicle Exclusions |
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| (The Mobile Equipment Exclusion from CGL Policy Coverage) More... |
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| Denial of Claims |
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| An insurer may deny a claim for a loss made by an insured in certain circumstances. However, the insurer must follow certain standards and guidelines when making such a denial. More... |
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